• Business

    Professional truck breakdown services with certified professionals

    The business vehicle is one of the most important assets for the business owners and they try their best to keep it safe and perfectly working by doing regular services. The money invested in the business has connection with the business vehicle. If there is any issue in the business vehicle then it will affect the business for sure. It will delay the business processes till it gets completely or perfectly recovered. One of the biggest and widely used business vehicles is truck. Truck is used for transporting different types of goods in local and to different regions even to a long distance.

    Truck down

    Bulk and heavy goods and also goods of high volumes are carried by trucks. If there are any issues in the truck when it is on road then it will affect the entire business since most of the modern businesses use truck transportation services. It is important for the truck owners to keep the truck on the run without any issues. Though sufficient services are done for the truck regularly, the truck down may happen at any time because of different reasons. As the truck runs all the time the chance for issues are high. If you encounter with such issue on the road contact NTTS immediately to get your truck on the track.

    Quality and cost effective services

    With expert and dedicated team which is skilled and trained, NTTS offers wide range of truck repair services. Regarding your truck breakdown services, you don’t have to worry about restoring it back. The break down services offered by NTTS is provided with certified experts who are experienced in heavy vehicle services such as trucks and trailers. The advantage of employing expert and certified heavy vehicle repairing professionals is that they could find the right solution for the issues and the repair services can be done as fast as possible. Professionalism is ensured with quality and cost effective services.

     The truck down services of NTTS includes:

    • Diagnostic services
    • Fuel delivery
    • Glass repair
    • Jump starts
    • Lockouts
    • Refrigeration
    • Repair advice
    • Roadside repair
    • Tire repair and sales
    • Towing
    • Trailer repair
    • Winch outs

     

  • General

    THE IMPORTANCE OF CORPORATE VIDEO PRODUCTION

    Ensuring that the nature of your corporate video production is key for the accomplishment of your business. Today, corporate video production assumes a vital part in the achievement of your business. Corporate recordings are utilized to speak with your customers, prepare workers, or declare new items and item refreshes. Notwithstanding, you should guarantee that the recordings are of the most elevated quality. That is the reason it’s essential to employ an organization that produces corporate recordings.

    Target Audience and Purpose

    Very much created recordings are an adaptable type of media and are being utilized by dynamic organizations for an assortment of purposes. These include:

    • Enlistment of new workers
    • Advancing “corporate culture” to keep show workers sold on their organization
    • Organization “promo” recordings, telling the historical backdrop of the business
    • Representative or administration preparing and gatherings
    • Showcasing recordings for your items or brand
    • Webcasts

    Enlistment

    At the point when the organization is prepared to grow, the Human Resources Manager may need to execute a selecting drive. An accomplished video creation group will work to see precisely what the organization needs. It could be a perky message focusing on youthful graduates eager of achievement, or an enlightening scaled down narrative speaking to particular specialists.

    Corporate Culture

    In some focused enterprises, keeping the correct workers is similarly as imperative as selecting new ones. Customary in-house corporate recordings that give confirming reports on the organization’s exercises and special open doors fabricate solidarity and a feeling of the group for current representatives. For this reason and group of onlookers, an engaging video that utilizations suitable diversion may work best, contingent upon the business.

    Organization Promo

    A limited time video that educates all regarding the business itself is frequently the main speculation an organization makes in media generation. It can offer an introduction to potential workers as a component of an enlistment video or frame an early on the venture in an item show video. A professional organization profile video is an adaptable corporate apparatus.

    Preparing or Conference Videos

    Corporate instructional recordings can extend from well-being methodology to deals procedures for promoting administrators. The significance of corporate video production is again featured for preparing purposes, as they can be a compelling and financially savvy approach to instruct huge gatherings of workers. A preparation video that is especially captivating and essential is the most productive learning asset an organization can put resources into, particularly when combined with some type of intuitiveness, for example, ‘question time’.

    Promoting

    Corporate recordings are generally utilized for promoting. The intended interest group is new and rehash clients, the object is to make a request, and the outcome wanted is expanded deals and income. The procedure sounds straightforward, yet the present watcher is not all that effortlessly induced as the ‘naïve housewife’ generalization of forty years back. Indeed, present day innovation has made its own particular problem: it has made striking realistic impacts achievable, as well as delivered an era of iPad-conveying, web surfing, piece buster watching buyers who know how to block out to any eye-catching procedure. So standing out enough to be noticed, when there are a thousand different voices attempting to do likewise, has turned into the area of specialists in the field of offers and publicizing. Obviously, few out of every odd promoting video is retail publicizing. Business to business correspondence and brand mindfulness can be worked by visual preparations that advice, clarify new ideas and welcome reaction and in addition inspire watchers to make a move. Contemporary advertising recordings all the more regularly control far from annoying and obsolete “mushy” attempts to sell something, and rather offer a refined, clever rationale, steady with the sort of industry or item being exhibited.

    Webcasts

    Professionally created podcasts and webcasts can draw in watchers from any area, and can even turn into an attractive item or membership benefit in its own particular right.

    Survey Environment

    Another factor that effects on the significance of corporate video production are the planned survey condition. Regardless of whether the organization has its own particular media division or the video creation is outsourced to studio mastery, seeing condition is the following basic thought after reason and group of onlookers. The earth in which the watcher is to experience the video will decide things like length, activity, sound and message organize. Basic survey situations include:

    • Web
    • Working environment
    • Home TV
    • In-flight media
    • Holding up room spilling video
    • Retail establishment or fast food eatery

    Web

    Web inquire about demonstrates that while a 30 minute how-to video on YouTube may get a huge number of perspectives, a corporate infomercial should be between 1-5minutes long. The web condition contains “interactive” diversions on each website page, so fruitful corporate recordings ought to be sufficiently fascinating to catch the consideration of the watcher for the whole of the video.

    Working environment

    A working environment meeting room with a video screen would have no contending diversions display, so a more protracted or specialized video may prevail here. Workers, enlisted people or business partners will probably be mindful in this condition and see the video as having a high level of individual importance.

    Home Television

    Daytime home TV can be a casual domain in which to convey a corporate message, while evening schedule vacancies have a tendency to be more focused with short, forceful promoting recordings being appeared to the watchers.

    In-flight and Waiting Room

    Watchers in these conditions can be viewed as a ‘hostage gathering of people’ with time staring them in the face and little else to occupy them, however that does not generally mean they will be especially responsive. Unless the video is to a great degree pertinent, for example, advancement for a no-charge cash trade voucher, or a demonstrated safe framework supporter, watchers in these conditions will be genuinely aloof and less inclined to be in a purchasing attitude.

    Retail chain and Family Restaurant

    Gushing video in these situations is intended to block customers who are as of now in a retail domain, and who are prepared to purchase. For instance, a fast food eatery network might be propelling another fun-yet nutritive lunch menu went for youngsters, and streams a limited time video in their feasting territories. With a specific end goal to best match gathering of people intrigue, the video creation group may utilize legitimate discourse and talk on well-being to pull in the paying guardian, over a toon style visual arrangement expected to advance compellingly to the youngster. The outcome is probably going to be a sharp increment in deals.

    Why Businesses Should Invest in Corporate Videos

    Computerized innovation today is an awesome leveler in the business world. It is so available, and nearly prudent, that an entrepreneur who knows precisely what he needs to state, and to what gathering of people, can catch piece of the overall industry from significantly greater organizations essentially by being canny.

    The most effective method to Source Great Corporate Videos

    Some entrepreneurs have the skill to create their own particular recordings, yet this is uncommon. Indeed, we have all known about beginner short film grant champs making amazing recordings caught on their cell phones and altered with free online devices, however a genuine agent realizes that the best utilization of his opportunity and cash is to precisely pick a trustworthy creation studio, and get his work done on their fitness and commitments to his industry. Here are a few recommendations of what to search for when searching for a video generation organization.

    • Customer profile
    • Arrangement of video styles
    • Crusade examples of overcoming adversity
    • Understanding your item, message, and client sort
    • Great correspondence
    • Customer Profile

    Truly, every videographer needs to begin some place, yet when business starts things out, you have to connect with a studio with encounter and a great rundown of over a wide span of time customers. Ask which firms the studio has done work for as of late, and be setup to converse with those customers to get a target assessment on their level of fulfillment with the studio.

    Imaginative Portfolio

    An expert corporate video production group ought to have the capacity to demonstrate to you a genuinely expansive cross-area of their work, with the goal that you can get some thought of the configuration, style, and viability of their craft. Does the completed item impact you? Does it connect with your feelings, stimulate your entertaining bone, have some “amazing” factor or truly catch your advantage? Do you feel constrained towards an activity or choice? Is there a storyline that you can without much of a stretch take after, or is it difficult to get a handle on what’s going on? Is the sound clear and all around aced, and do the ambient melodies appear to be common? Try not to be reluctant to fundamentally evaluate what you see and hear, and ask whether their business spends significant time in a specific organization or classification of the video.

    Battle Successes

    Toward the day’s end, the genuine significance of corporate video production is its capacity to make deals. On the off chance that the studio is engaged with online video work, it ought to be a basic issue to demonstrate watcher reaction and deals transformations as an immediate consequence of the video. In spite of the fact that the studio may not generally approach their customers’ budgetary information on any given crusade, it is critical that they can exhibit confirmation of quantifiable outcomes.

    Understanding Your Business

    To carry out their employment well, the video generation group must research and discover everything they can about your business: what kind of clients you mean to pull in, how that client considers, how your items can be separated in the market, and what message you truly need to send through your corporate video. Soliciting a great deal from great inquiries and working up a reasonable picture of what your business needs to accomplish through the video is foundational, and a decent studio will set aside the opportunity to get this privilege.

  • Finance

    GST-Compliance Issues that Unregistered Dealers have to Face

    The introduction of GST has brought a lot many changes in the entire taxation system of India. There are certain rules and regulations in the compliance that everyone needs to follow including the electronic mode of claiming credits and uploading invoices and so on. To gain that benefit, the businesses and dealers need to get registered into the GST-compliance. If in case the person is dealing with the supplies of goods and services without getting registered into GST will make it further disadvantageous. In this post, we discuss the GST compliance issues that the unregistered dealers have to face during their supplies. Take a look.

    Reduction in Sales

    It was easier for a registered customer to buy products from and unregistered dealer as they didn’t charge the GST for the supplies, on the other hand, registered dealers used to charge 18% GST on every sales or supplies. Now, the Government has recently passes complete GST rules in which it is clearly mentioned that any purchase made by a registered customer from an unregistered dealer, reverse charge will be levied on the registered customer. However, now, whether the dealer is registered or unregistered, the registered customer will not be benefited. That’s the reason, customers will prefer buying products or availing services from the registered dealers.

    Compliance Burden

    On every purchase that the unregistered dealer make to a registered customer, the former has to determine whether the supply is liable to tax or not.  He might require know the classification of products according to the GST rate of tax. Another consideration is to determine the eligibility for input tax credit. The registered customer need to issue an invoice in respect to the supplies of goods and services availed through unregistered dealer.

    Place of Supply

    One of the most complicated issues that have taken place for the unregistered dealers is to determine the place of supply. Purchases made within the State will be treated normally which will get covered under CGST and SGST. However, in case of interstate supplies, the situations can get quite complicated.  They might have to pay the IGST for both the locations.

    Reimbursement Procedure

    Usually, a deal done between unregistered employee unregistered businesses, the expenses are reimbursed. By doing this, both were benefited as they don’t have to pay extra tax on the services the employee availed on behalf of the business. However, after the GST, if the company is registered, the expenses will be charged and paid to the Government in the form of tax. It is because the Government assumes that the services availed by the company’s employee are availed by the company itself.

    Therefore, it’s advisable to get registered under GST to avail the benefits and clear out the confusions which almost all the unregistered dealers have to face. Follow the GST rules and provisons to make sure that you’re benefited and can do business fairly.

  • Health

    Fever in Toddlers – Signs, Symptoms, and When to Worry

    Toddler fever is something that gets most parents anxious. But the good news is that fever that does not last very long, and is not very high, mostly never causes any harm and is a way for your child’s defence to fight against infections.

    Causes of fever in children

    A toddler may get fever because of a number of reasons. Some of the common infections that may cause toddler fever are as follows:

    Flu

    Cold

    Sore throat

    Ear infection

    Respiratory illness such as bronchiolitis and pneumonia

    Some immunisations

    How to detect fever?

    It is easy to know when your toddler has fever. Touch the child’s forehead or stomach; if it is warmer than usual, then he is having fever. Fever lets the body wage against an infection. The normal range for body temperature is between 97 and 100.4 degrees Fahrenheit. You can use a thermometer to know what the temperature is. Anything above the normal range is a sign that the child has fever. Digital thermometers are easy to use and are accurate, and all that you need to do is to put it under your child’s armpit with his arms down. When the thermometer beeps, you can take it out to read the child’s body temperature.

    How to bring down the temperature?

    Fever can, at most times, be treated at home. Ensure that the toddler is hydrated and drinks plenty of fluids. To keep up the energy, it is important that the child eats at least in small quantities. Dress the child right so that he/she feels neither too hot nor too cold. Paracetamol drops can be given to bring down the temperature; however, make sure that you give the correct dosage.

    When should you call a doctor?

    If the toddler is drowsy or drinks nothing for more than eight hours, and if the fever is very high, which does not come down even after giving Paracetamol, then you should show the toddler to a doctor immediately. If the child is fit and active and is eating properly, then it is not a sign of worry until the fever stays for more than 24 hours or the child has a very high temperature. If the toddler’s body temperature crosses 103 degrees, then the doctor should be called immediately even if the child shows no symptoms. If the toddler losses appetite has cough, vomiting, earache, unusual fussiness, or diarrhea, then you should not delay in showing the toddler to a doctor. The other symptom to look out for is pale or flushed look and less urine. An unexplained rash could be a bacterial infection. If the toddler is finding it hard to breathe or is breathing faster than usual even after clearing the nose, then this could be an indication of pneumonia.

    Should you let the body fight fever in children?

    Fever is how the body’s defence fights against bacteria and viruses. Fever indicates the body to make more white blood cells and antibodies to fight the infection. Bacteria prefer to stay in high temperatures. If the child’s temperature is very high and he/she is uncomfortable, then his/her body may not be able to fight the infection by him/her. However, if the fever is not very high and is not making the child inactive, then you may consider not giving him/her any medicines to bring the temperature down for at least 24 hours. But ensure that the child drinks plenty of fluids and is hydrated.

     

  • Technology

    Learn how to spy a person without their knowledge:

    Around the world, we cannot spot out the perfect person without any flaws. It is a tough task which is impossible too. Each person might get slipped on their track due to some of the problems on their life. But, it is the duty of their loved ones to safeguard them and to watch their activities. It is impossible to follow them to all the places they go. As the technology had become more improvised, the person can make necessary actions to pretend their activities. The app known to be as the spy app can help you to track the particular person whom you wish to watch closely. It may be your friend or lover or someone else. But, if you feel the necessity to watch them closely, then there are many I phone apps available online.

    It might help you to retrieve the messages or the calls to be received on your target phone. The person, who wishes to track their loved ones to make them right, can make use of the app without any disturbance. If there are ways to reach the right spy app, then first track iphone location to be present. With the help of the location basis, one can find the things to be done by their loved ones.

    Even when you find them missing on your home, with the help of the app one can make necessary decisions by knowing their location. The location plays an important role. With the help of the location, one can make arrangements to safeguard them on problem basis. There are huge problems tend to arise for the women. By knowing the location where they were travelling might help them to understand the right things. Don’t get faded away with fake sites. The location tracking app is available on the mentioned site. It might help you to download the app which might help you to track the location of your loved ones without their attention. If you are in need to download the app, then visit the website and start tracking the location.

     

  • Shopping

    Don’t hesitate in online shopping of jewelry!

    Ornaments made of precious metal and stones are called jewelry. In India, jewelry has a great history. All women are fascinated about jewelry as it is believed in India that jewelry is a part of women body which cannot be separated. Jewelry is of many types some are fancy while some cannot be worn in regular. The trend keeps on changing like nowadays paper jewelry is also fashionable.

    Gold and silver price have been increased so much, but still, women buy it. There are different pieces like necklace, earrings, ring, and bracelets which are worn in different parts of the body. Now the online shopping trend has taken the world by storm. Each and everything is bought and sold on the internet from a small pin to big electrical appliances and now even veggies and fruits.

    Searching for a matching pair of earrings with your dress can be difficult sometimes, you may have to travel to different stores and that also you are not sure that you will get it or not. Jewelry is becoming lighter and fashionable which looks good and can be worn for office purposes or in daily routine. Diamond jewelry is the most fashionable though it is costly.

    Most of the women still hesitate in online jewellery shopping, but there is nothing to worry about. Find a trusted seller. You will doubt whether the gold will be pure or not but you can be assured as there are guaranteed signs. You may think that gold being so expensive how can be so affordable.  Here are some reasons which can ensure you why to buy real jewelry online:

    Legal Certification: There is the certificate of diamond which is legal all over the world; this means you can sell your diamond anywhere around the globe. The certificate contains everything like karats, weight, and quality of the jewelry. The local jeweler will not give you this certificate. This is one of the biggest reasons to buy online.

    Return Policy: This is very important that sometimes you don’t like the piece or sometimes it just doesn’t suit you, so online you get the 100% return policy which allows you to return your jewellery purchased online. Different stores have a different return policy, so you must first check out first. Some offer a good long period of returning to 30 days. Local jewelry may not accept return in jewelry.

    Hallmarked Jewelry: Every customer asks for hallmarked jewelry; this means whenever you sell your gold you will get the amount according to the going price of the gold. Online stores will provide you hallmarked jewelry.

    Customized Jewelry: Name pendants and bangles are one of the best customs made pieces of jewelry. You can choose your design and shape. You can gift someone a name pendant, and they will surely remember you for a long time. The jewelry is specially made for you. 3D designing of jewelry looks so attractive and beautiful and yes apparently unique.

    So, this shows that there is no such risk involved in online shopping of jewelry. Check out some latest designs without a worry.

     

  • Entertainment

    New Questions About Magazines

    You will shortly understand that your advertising budget pays off far more quickly. It’s mandatory that you jump in to find out what it really is and the way you can earn money by writing what you know. For those who have slightly more cash to spare and would like to sell the notion of your business instead of a product then you ought to put money into a magazine ad.

    Should you own a company, work within a physician’s surgery and so forth, then a magazine subscription could be precisely the thing you require for your customers says ValueMags. Many businesses don’t integrate both online marketing and advertising and conventional advertising strategies together. The previous kind of marketing isn’t marketing whatsoever. Blanket marketing is a sort frequently employed by larger business. Radio advertising is among the oldest kinds of advertising. In the same way, there exist various media that can be effectively employed for advertising.

    Secrets About Magazines Uncovered

    You’ll receive all the issues of your favourite journal delivered directly to your mailbox the moment it’s published. There are a number of issues that may be used for writing editorials. Now here’s the issue with these magazines.

    With the net, you can make a number of these ideas a fast purchase or utilize it for research. Dad Christmas present ideas, don’t need to come in a box, they may be a present to do something they really enjoy like golfing or another sport. If you’re attempting to think of some very good video game magazine choices for gamers then you are aware precisely how exclusive the sector is for hard-core gaming. If you prefer varied options on hobbies for women that are certain to perk your interest, look at these suggestions too.

    For more information about ideas that magazines can give you, contact ValueMags using the link provided above. The amount of people that seek magazines to find Christmas gift ideas and birthday gift ideas is incredible. Magazines are some of the most helpful resources because you not only get to understand the gift but you can visualize it which makes it a much easier sell to magazine readers.

     

  • General

    Few Reasons Why Photo Etching Makes Great Sense

    If you have been relying on stamping, laser or punching technology to produce metal components with tedious detail, you may benefit a lot from photo etching. There are so many reasons why more and more people are now turning toward photo etching or chemical etching. Depending on what business you are in, you may find photo etching one of the best ways to make certain metal parts. Here are some common reasons why many people now put their money on this technology.

    • You are likely to get things done without having to spend a lot of money, and that is mainly because of the use of low cost tooling. The tooling required for the process is made using Computer-Aided Design (CAD), which does not take a lot of time or resources. There is also no time-consuming or tricky process involves in creating the tooling.
    • You may also want to put your money on this particular technology because there is less risk of wearing out while tooling. What it implies is that you would not need to worry a lot about replacement costs for tools when you stick to the photo etching process.

    • You may find photo etching machining process a lot more flexible in that it allows your designers to be creative without having to worry about incurring high cost. They can try different designs and modify things as per their requirements at a minimum cost. The good thing is that photo etching makes it a lot simpler to implement cost effective improvements.
    • You may want to rely on this etching technique because it simplifies the process from prototype to production. In other words, you do not need to worry about anything whether you want to make one part or you are interested in making a million. You can make as many as you want while making use of the same tools. With this facility available, it becomes a lot easier for you to develop your concept from prototype to pilot to production. You can accomplish the whole task in a considerably short time as well.
    • You may also consider using photo-etching process because it serves as one of the best ways to make metal parts without affecting their properties. What it means is that when you use photo etching, you do not have to worry about changing the internal structure of the metal. You can use without having to worry about changing metal properties related to grain structure, hardness, or even ductility.

    The crux of the matter is that you can certainly find many other machining techniques to help make metal parts with delicate details. However, you are less likely to find anything better than photo etching if you are looking for a cost-effective way to handle everything. It does not require a lot of investment, but at the same time, it is a highly flexible machining process and allows your designers to be creative without having to increase the cost of production.

  • Communication - Technology

    Transform your business to the next level with virtual phone numbers

    There are certain things in a business that tells about it. Customers of a business will judge based on how the business meets their requirements. Particularly, a customer will assess the business based on the customer communication relationship. Any customer wants a business to be effective in communication. This is because this is the only way to maintain a good relationship between the customer and the business. Hence it is necessary for every business to maintain a good communication system.

    Different types of tools and techniques are available for maintaining effective communication. Businesses use many such tools for their telecommunication. A famous trend followed by more numbers of companies is using virtual phone numbers. The Virtual phone number can transform the dimensions of a business and help the business enterprise to project a kind of professional image that inspires trust and confidence among the customers. In business, this number is mainly used for maintaining the communication with the customers and clients.

    Most of the business owners find it difficult to build the credibility and present a professional image for their customers. It is more difficult to answer a business call in a crowded environment. With the help of virtual phone number, this will never happen. As soon as the call is answered by the professional automated attendant in this virtual phone system with complete custom call routing that you control, your client knows that you are a serious business. The main reason for using this virtual phone number is it offers a number of benefits to the business. Whatever is the size and scope of a business like it is small or large, the business will gain benefits by using this number.

    The excellent features in this virtual phone system such as the e-mail, voicemail, call forwarding, auto attendant etc are not achieved in a normal phone number. It is more advantageous for the business firms in using this number than by normal phone numbers. A company will get benefit in both cost and effort vise if it uses the virtual phone number. Using this feature is an intelligent way of enhancing the business.

    Who offers this number?

    The virtual phone number is offered by hosted PBX providers. They offer you the option of either applying for a new local telephone number or integrating your existing number with the innovative features that come with a hosted PBX system. Over a number of 240 various area codes are available with this number and it spans 1000 cities. This number is perfect for combining the works of different teams of your business who are working in different locations.

    Both small and home based businesses can successfully attract a number of customers with the help of this virtual phone number. These numbers are nothing but an additional number that is associated with the existing number which is offered through a hosted PBX system. A number of leading service providers offers this service to both small and large businesses. This is helpful for the business to meet its communication needs and satisfy the potential customers. On the whole, using virtual phone numbers for business is definitely a good option.

  • Finance

    What’s The Real Cost Of Low Interest Credit Cards: Here Are Its Disadvantages

    One of the significant advantages of owning a low interest credit card is the potential to avail of low interest rates and transfer your balance. It gives you the chance to consolidate your debt and manage payments properly. However, there are specific drawbacks that you need to consider. Here are some disadvantages of using this type of credit card.

    Limited APR Coverage

    One of the potential drawbacks of a low interest credit card is its limited APR coverage. It means that you only avail of 0% or low interest rate for a short time. Most companies offer this as an introductory incentive for customers. After the duration of coverage ends, you will now have to go back to the original APR. That is why it is important to take note of these terms so you can properly manage your balance and prevent incurring a higher interest when the introductory period ends.

    Qualifying for a Low Rate

    The cost of low interest credit cards also come from the inability to get the rate that you desire. Even if you applied for an interest that is smaller than the regular credit card, providers would continue to assess by credit rating. It means that you will get a competitive rate when you have a good credit standing. However, if your credit score is low, you might get a rate that is different. That is why it is best to compare providers available so you can have an estimate of how much interest rate you will likely receive.

    Additional Fees

    Another cost of low interest credit cards is the presence of additional charges. It means that your credit card will charge you extra for specific transactions. For instance, if you are using the card to transfer your balance from another credit card, then you might need to cover a particular fee for the transfer. Usually, the rate is 3% of the total balance. If your debt is large, then the additional fees can become expensive. It is advisable to review these costs and calculate whether it continues to work well with your expected budget.

    Penalties and Charges

    Having a low-interest credit card does not mean you can make pay your balance late. If you make a late payment, you provider can charge you extra fees. Also, depending on your agreement, the credit card can terminate the existing low APR offer if you become a delinquent in settling dues. Although penalties occur due to your inability to make on-time payments, it can also become a disadvantage because of the possibility of acquiring additional debt.

    Overall, low-interest cards have particular advantages and disadvantages. As a user, you need to become familiar with these issues to help manage spending and finances. The limitations mentioned above are considerations you need to make. You can maximize the value of this type of credit card if you consider the timeframe of the low APR coverage and additional rates. By making your payments consistent and timely, you can prevent these problems from occurring.

    What’s the cost of low interest credit cards? We try to dissect it for you so you know what you’re getting into at www.lowestinterestcredit.cards.